For HR, reward & benefits leaders
The financial wellbeing benefit that works for all employees
Money planning, 1-1 coaching sessions, guidance and education that gives your people a the support they need, right when they need it
Trusted by some of the best UK employers
100,000s of employees have access to Octopus Money
Let’s be honest – your team’s biggest worry is money.
Tailored support for every money moment
Employees get a rock solid foundation for financial success
Flexible funding for you and the team
Guidance
Every employee gets access to 1-to-1 guidance and specialist services.
You pay one yearly fee based on the number of FTE you have.
Planning
There’s also the option of receiving a financial plan and forecast
A one-off cost of £299 paid by you or your employees (via Salary Sacrifice)
Action
Anyone can choose to stay on track with investing and expert support.
Fully-funded by employees (and completely optional).
We make your pay and benefits go further
Most people don’t make the most of their salary or benefits.
We help them understand how it all fits together – and how it supports their life goals.
78%
know how to make their money stretch further
85%
feel more on track for the financial future they want
74%
see themselves staying at their company for longer
Values-Led
As a certified B Corp, we’re committed to doing what’s right – for people, partners, and the planet.
Privacy and Security
We’re ISO/IEC 27001 certified, with rigorous data protection and security standards to keep employee information safe.
Proven Experience
We’re part of Octopus Group, with 25+ years of expertise in financial services and a track record of trust.
Protected
We’re authorised and regulated by the Financial Conduct Authority. All employee calls are recorded, with regular reviews by our quality and compliance teams to maintain and improve standards.
Not all financial wellbeing solutions are created equal
Here’s how we’re different
| Standard Coaching Offerings | Octopus Money | Swipe left to compare | Digital Financial Wellbeing Platforms |
|---|---|---|---|
| Light-touch, ad hoc sessions or hotline | Proactive, structured journey for every employee – proven to drive action | Approach | Self-guided educational content |
| Access | We proactively invite every employee to a scheduled session to ensure engagement | Basic guidance for most â deeper support typically reserved for higher earners | Content pushed to employees via email, chat or portal |
| Depth of Support | Personalised financial plans, with specific recommendations, built side-by-side with employees | One-off conversations with limited follow-up | Articles, videos, and nudges |
| Limited or no digital tools | All-in-one interactive financial planning tools – bring all the pieces together | Tools | Standalone tools (e.g. budget builder, pension calculators), but without a joined-up plan |
| One-off conversations with limited follow-up | Real advisers and coaches who stay involved to support action and track progress | Human | Little to no human support – digital only |